Comprehensive Services for Tech Professionals
Packages & Pricing
Flat fees, not based on how much money you have.​
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We know needs differ, so we offer three options designed around our comprehensive planning philosophy:
Plan Details
Option #1: Premier
Wealth Planning
Option #2: Comprehensive Financial Planning
Option #3: Financial Wellness
Designed For
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Clients seeking an all-encompassing, highly customized financial advisory arrangement
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Best for high-net-worth clients with complex financial profiles, particularly those with significant equity compensation.
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$12,000 per year
Designed For
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Clients seeking an all-encompassing financial advisory arrangement
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Best for those with a more complex financial profile
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$8,000 per year
Designed For
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Clients earlier in their careers or with standard planning needs
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Best for those with a less complex financial profile
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$5,000 per year
*We review your complexity annually. For example, clients may begin with Premier Wealth Planning to navigate initial complexities, then transition to Comprehensive Financial Planning once their financial foundation is established and simplified.
What is Included
Cash Flow/Debt Management
Option 1
Option 2
Option 3
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Budgeting/Cash Flow Planning
Debt Planning
Retirement Income Planning
Markets will always be noisy, tax laws will change, and there will never be a perfect time to retire. We’ll show you how your investment accounts can support your spending needs. This includes tax-efficient withdrawal strategies, bridging the gap to Social Security, healthcare strategy, and stress-testing against market volatility.
Equity Compensation/Tax
Option 1
Option 2
Option 3
Standard Equity Compensation
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Liquid Equity Strategy (RSUs/ESPP): Strategic evaluation of your RSU income and guidance on optimal ESPP approach.
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Private Employer Stock (ISOs/NSOs): Assessment and strategizing around ISO/NSO grants to help maximize value, while balancing lifestyle needs vs allocation to building your position in your employer stock.
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​Tax & Cash Flow: Proactive planning to mitigate tax liabilities, including addressing RSU under-withholding issues or estimating the total cost to exercise private options so you are financially prepared for tax time.
Includes everything in Standard, plus:
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Active Tax Management: Continuous, year-round tracking of your total tax liability vs. shortfall to manage estimated payments, prevent underpayment penalties, and eliminate large cash-flow surprises in April.
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Liquidity Event Guidance: Strategic planning for high-stakes transitions (IPO, M&A, Tender Offers).
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Advanced Option Strategy: Detailed multi-year projections for ISO/NSO exercises, analyzing the trade-offs between "Exercise & Hold" (for capital gains) vs. AMT exposure to determine your optimal tax "sweet spot" each year.
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​New Grant Triage: Analysis for new job offers or early-stage grants to determine if an 83(b) election/early exercise is appropriate to lock in lower valuations and start the capital gains clock.
Intermediate Equity Compensation
Includes everything in Intermediate, plus:
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Multiple Forms of Equity Complexity: Comprehensive management for households navigating multiple form of equity simultaneously (e.g., dual-tech spouses or serial founders), ensuring tax efficiency and risk management across disparate vesting schedules.
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Executive Compensation: Planning for complex executive benefits, such as Non-Qualified Deferred Compensation (NQDC) plans.
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​Complex Diversification Coordination: Collaboration with professional teams to evaluate advanced tools for massive concentration, such as Exchange Funds for tax-deferred diversification or Charitable Trusts (CRTs) for income smoothing.
Advanced Equity Compensation
Review of current tax situation and preparation for expected liabilities. Optimize deductions and credits, such as mortgage interest, child tax credits, and retirement contributions.
Standard Tax
Includes everything in Standard, plus:
•Strategic planning for managing taxes, including backdoor Roth, Roth conversions and income smoothing techniques.
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•Comprehensive tax analysis for equity compensation events and capital gains on investment sales.
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•Custom guidance on asset location tax strategy to maximize investment portfolio outcomes.
Intermediate Tax
Advanced Tax
Includes everything in Intermediate, plus:
•Implementation of complex strategies like QSBS exclusions, strategic stock options exercise tactics, non-qualified deferred compensation plans, etc.
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•Advanced charitable giving techniques, such as setting up Donor-Advised Funds or Charitable
Remainder Trusts.
• Multi-year portfolio transition tax strategy.
Option 1
Option 2
Option 3
Retirement/Investments/College
SWP Does It For You
Investment Management
(Model Portfolio Based)
Management of portfolios outsourced to SWP and tailored to the client’s unique situation. Portfolios are monitored with regular rebalancing to align with market conditions and client goals. We utilize low-cost ETFs to maximize efficiency and minimize product fees. Incorporates tax-efficient strategies to maximize after-tax returns, including tax-loss harvesting, asset location, tax-aware portfolio transitions, etc.
College Planning
Direct Real Estate Investments
For clients with more than one direct real estate rental property. We help clients evaluate decision-making regarding their direct real estate investment properties, including 1031 exchanges, refinancing decisions, etc.
Insurance/Estate Planning
Option 1
Option 2
Option 3
Standard Insurance
Comprehensive review of existing insurance coverage, including life, disability, and property/casualty. Identify coverage gaps, recommend solutions and align insurance with financial goals.
Includes everything in Standard, plus:
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•Advanced analysis of layered insurance needs, incorporating strategies to achieve tax-efficient growth and enhanced financial flexibility.
Advanced Insurance
Provide guidance around essential documents like wills, powers of attorney, revocable trust and healthcare directives. Conduct a beneficiary audit to align designations on retirement accounts and insurance policies with financial plan objectives.
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Provide access to estate documents creation platform for additional ~$600 fee (via EncoreEstate Plans). More complex estate planning documents may still require outside attorney assistance, which would incur additional costs.
Standard Estate
(document preparation additional cost)
Includes everything in Standard, plus:
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•Provide guidance on specialized trusts, such as special needs or marital trusts, to protect beneficiaries.
•Develop tax-efficient lifetime gifting strategies, including annual exclusion gifts or structured charitable bequests.
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Provide access to estate documents creation platform for additional ~$600 fee (via EncoreEstate Plans). More complex estate planning documents may still require outside attorney assistance, which would incur additional costs.
Intermediate Estate
(document preparation additional cost)
Includes everything in Intermediate, plus:
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•Advanced wealth transfer strategies like GRATs to pass on appreciating assets with minimal tax impact.
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•Provide access to estate documents creation platform for additional ~$600 fee (via EncoreEstate Plans). More complex estate planning documents may still require outside attorney assistance, which would incur additional costs.
Advanced Estate
(document preparation additional cost)
Option 1
Option 2
Option 3
Additional Value-Add
Charitable Giving
Empolyee Benefits Review
Accounting Services
(CPA charges separately)
We maintain a robust roster of tax partners with whom we work closely on behalf of clients, to ensure you don't have to stay on top of all the fine details. Our partners charge based on complexity and fees typically range from $500 to $3,000+.