Launching Simplify Wealth Planning
Hi, I’m Marcel Miu, the founder and lead planner at Simplify Wealth Planning (SWP).
I built SWP because I've been exactly where you are: grinding through long days in a demanding corporate career, juggling my employer stock decisions (stock options, RSUs, etc), and feeling the relentless pressure of financial decisions.
Your Financial Dilemma
You're earning well, but managing your wealth feels like a stressful chore:
- Employer stock packages sit untouched
- April brings surprise tax bills
- Retirement and investment strategies remain undefined
- Mental clutter from too many complex financial decisions
The Real Cost of Delay
Every day of financial procrastination silently costs you:
- Tens to hundreds of thousands of dollars potentially lost to overlooked tax strategies
- Financial missteps pushing back your work-optional date
- Missed opportunities to secure your family's long-term well-being
Solutions for Complex Financial Lives
Every client at Simplify Wealth Planning gets a tailored financial roadmap built around their life and goals, focused on:
❶ Tax Mastery: Proactive strategies to potentially slash your tax bill.
❷ Employer Stock Clarity: Decoding stock options, RSUs, ESPPs, and tax traps like AMT.
❸ Advanced Scenario Modeling: Clearly see outcomes before you act. Whether you're considering exercising stock options, participating in a tender offer, a home upgrade, sabbatical, or any other irreversible decision.
❹ Strategic Investing: Portfolios built uniquely for your goals, while keeping tax efficiency at the heart of it.
❺ Clear Communication: You will understand exactly what's happening with your money.
Meet Your Expert Guide: Marcel Miu, CFA, CFP
With 15+ years of experience in investments, employer stock, and tax challenges (including more than a decade with JP Morgan and Cohen & Steers), I help ensure your wealth strategy matches the complexity of your work and life.
Life outside the numbers is all about family, delicious food, and sunny strolls with my dog, Nellie.
Favorite quote: "Money is a good servant but a bad master."
Let’s Connect
Schedule a consultation for your free "Are You On Track" snapshot (link at the top right).
About Us
SWP's Expertise
I started SWP to help busy professionals like you master your money. I've personally navigated my own employer stock, dealt with complicated tax scenarios, and know firsthand that even small financial decisions today can have massive impacts down the road.
My job is to help you avoid costly mistakes and give you confidence in your financial decisions. Here's why you can trust me as the steward of your hard-earned wealth:
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Industry Experience: I spent 13 years sharpening my financial skills in New York City's investment industry (J.P. Morgan and other large firms), working directly with complex investing and tax strategies.
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Credentials You Can Trust: I'm a CFA (Chartered Financial Analyst) and CFP® (Certified Financial Planner), which means I've passed rigorous standards for financial knowledge, ethics, and professionalism. I use them to break down complex financial topics into clear, straightforward advice you can act on.
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Commitment to Your Best Interest: As a member of NAPFA, I’m part of a network of fee-only financial advisors always committed to putting client needs first.
Your financial life doesn't stand still. Tax rules change, investment strategies evolve, and your career takes unexpected turns. That's why working with someone committed to continuous learning (and who genuinely enjoys diving into the financial weeds) can make a big difference.
My goal is simple: take the stress out of your finances, so you can focus on what matters most.
